Home equity loans typically are restricted to 100%. However, Home Equity Loans Direct provides financing up to with a limited time offer for an additional 25% of your property’s appraised value.

Monthly payment of principal and interest
(example $75,000.00 balance X 10.99% = $735 monthly payment on a 25 year term)

If you are consolidating $ 75,000 worth of credit card debt that is costing you 1,350 a month, this
equity loan would save you $615 a month.

Revolving credit line grants access to cash up to 100% of your property’s appraised value. Home equity lines have adjustable interest rates that are posted and reported by the Wall Street Journal.

Prime Rate + Margin

Minimum monthly payment of interest only
(example $50,000.00 balance X 7.75% = $322.92 monthly payment.)

People with all types of credit need to access money with their home equity, but so many lenders won't help people with poor credit scores. If your credit score has suffered and you need a great sub-prime option, the Smart Home Equity lenders at Home Refinance Loans may have some loan solutions for you. They offer second loans for people with 540 fico scores who have equity in their home.

Monthly payment of principal and interest
(example $100,000.00 balance X 9.75% = $948.52 monthly payment on a 20 year term)

Home Equity Interest Rate- 7.5% to 80%
Monthly payment of principal and interest
(example: $50,000.00 balance X 7.5% = $369.50 monthly payment on a 25 year term)

Home Equity Interest Rate- 8.25% to 90%
Monthly payment of principal and interest
(example: $50,000.00 balance X 8.25% = $394.23 monthly payment on a 25 year term)

Home Equity Interest Rate- 8.875% to 100%
Monthly payment of principal and interest
(example: $50,000.00 balance X 8.875% = $415.33 monthly payment on a 25 year term)